What Happens If I am Less Than Full-Time?

Enrollment Level Undergraduate or Post-Bacc Graduate or Professional
Full-Time 12 or more credits 9 or more credits
Three-Quarter Time 9-11 credits N/A
Half-Time 6-8 credits 5-8 credits
Less Than Half-Time 1-5 credits 1-4 credits
  1. Aid is nearly always packaged based on full-time enrollment. To prevent late adjustments and disbursement delays, update your expected enrollment level in your OSU Financial Aid Self-Service Portal at least 3-4 weeks before the term. If no revision form is submitted, your aid will be locked and adjusted on our Census Date each term.*
  2. Federal Loans are offered based on full-time enrollment. If you are enrolled less than full-time, your loans will be adjusted based on the number of credits you are enrolled in. Federal loans require a minimum enrollment level of half-time to be eligible. 
  3. Grants and scholarships have their own specific enrollment requirements. At less than full-time, some types of aid will pay the full amount, some will pay a reduced amount, and others will be canceled. For students receiving the Federal Pell Grant o Oregon Opportunity Grant, the award must be prorated according to enrollment intensity. Enrollment intensity is the percentage of full-time enrollment at which a student is enrolled. We encourage you to contact the Office of Financial Aid and the Scholarship Office to find out how your aid will be impacted.
  4. If you will be less than half-time, be sure to stay in contact with your loan servicer. Half-time enrollment is required in order to keep federal loans in the “in-school deferment status”. Find more on our Loan Repayment page.

*If you drop to less than full-time after census, have no outstanding holds or requirements, and your aid has not yet been paid, please contact the Office of Financial Aid. An eligibility review and adjustment may be required.