One-Time Student Loan Debt Relief


June 30, 2023 - The U.S Supreme Court has blocked the one-time student debt relief program. For more detailed information, please visit

Nov. 12, 2022 - Courts have issued orders blocking the Biden-Harris Administration student debt relief program. As a result, at this time, FSA is not accepting applications. We encourage students to consult for up to date information.

On Aug. 24, 2022, the Biden-Harris Administration announced a Student Debt Relief Plan that includes one-time student loan debt relief targeted to low- and middle-income families.

The U.S. Department of Education (ED) will provide up to $20,000 in debt relief to Federal Pell Grant recipients and up to $10,000 in debt relief to non-Pell Grant recipients. Borrowers with loans held by ED are eligible for this relief if their individual income is less than $125,000 (or $250,000 for households).

What follows is an explanation of who is eligible, how to apply and the link to a compendium of FAQs addressing common questions.  We encourage students to consult for up to date information.

Beware of Scams

You might be contacted by a company saying they will help you get a loan discharge, forgiveness, cancellation, or debt relief for a fee.  You never have to pay for help with your federal student aid.  Make sure you work only with the U.S Department of Education and our loan servicers, and never reveal your personal information or account password to anyone.

Department of Education emails to borrowers are from,, or  You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or at