The Office of Financial Aid starts packaging summer aid beginning in early May. Here are some things you will need to know about summer term:

1. Apply for Aid

Summer term aid requires a 2019-20 FAFSA application. Summer is the start of the academic year for financial aid purposes. Once you have been awarded aid for the 2019-2020 year, financial aid for summer session can be requested by answering the questions pertaining to summer session enrollment plans on the “Resources/Additional Information” tab during your financial aid award acceptance process. You must be currently enrolled in at least one summer credit in order to have your aid revised to include summer term. 

2. Aid May Be Limited

Summer financial aid is limited due to funding constraints and loan program limits. Students expecting to attend for four terms can anticipate their student loan funds to be redistributed over the four terms of enrollment. Annual loan limits remain the same regardless of the number of terms you attend. Students who have been awarded work study for the academic year may begin working during summer term (after July 1st) if enrolled half-time or more.

Based on the Congressional approval of year round Pell, students may now receive up to 150% of their Pell eligibility in a single year. A qualifying student at OSU may be eligible to receive a fulltime Pell Grant for all 4 terms of the academic year. Terms in which a student is attending less than halftime (fewer than 6 credit hours) may not be counted towards this additional eligibility. Please keep in mind that lifetime Pell eligibility has not changed. Students may only receive the Pell grant for a maximum of 18 terms/12 semesters.

3. Enrollment Requirements for Aid

Enrollment levels are NOT different in summer. Full-time is 12 credits, 3/4 time is 9 to 11 credits, and half-time is 6 to 8 credits for undergraduates. Half-time for graduate students is 5 credits, and full-time is 9 credits. You must notify the financial aid office if you will be enrolled less than full time. You must be enrolled at least half-time (6-8 credits as undergrad or 5-8 credits as grad) to be eligible for most financial aid including federal student loans.

4. Changes in Enrollment

During the summer term, the Census Date coincides with the last date you can add a course in session one. Dropping courses after the summer Census Date may result in a reversal of your Pell Grant. You must participate in all of your courses in order to earn the federal financial aid that is disbursed for that term. If you drop a course before that course began or if we are unable to verify your participation in a course, we are required to reverse any Pell Grant payments made for that course. Reversed Pell will be returned to the Department of Education. This reversal of aid may create a new bill on your OSU student billing account.

You are paid federal financial aid based on all of the sessions (entire payment period) you are registered for at the time of disbursement. If you do not complete all of those sessions a return of federal funds may be required. Additionally, be sure to monitor your OSU student email carefully throughout the summer. If you drop, withdraw from, or do not fully complete your current sessions, you will be considered withdrawn from the term even if you are still enrolled in a future session. In this case you may be emailed a request to complete a summer survey verifying your intent to participate in future sessions. If you do not complete this summer survey, a return of federal aid may be required.

5. Summer Aid Disbursements

Summer term disbursements of some types of financial aid will begin shortly before the start of session one (June 24th). SEOG and many scholarships awarded for summer cannot disburse until the beginning of the new fiscal year on July 1st. Students who have been awarded work study for the academic year may begin working during summer session (after July 1st) if enrolled half-time or more.

Remember, textbooks cannot be charged to your student account. Proper planning for textbook purchases prior to the disbursement of financial aid is strongly encouraged.